Responsive, reliable and always available to answer questions. I appreciate that we are not just a client, but we feel like a friend whose concerns are quickly and efficiently addressed.
Winter Weather Update
If winter weather has caused damage to your home or property, please contact your local agent or agency for assistance with your insurance needs. Our team members are actively answering calls and remain fully available to support you during this time.
We recommend calling ahead before visiting an impacted location, as there may be temporary adjustments to regular office hours.
Please stay safe—we’re here and ready to help when you need us.
Affordable Care Act Plans
In March 2010, the Affordable Care Act (ACA), also known as PPACA or "Obamacare", was passed into law. This sweeping legislation represents the most significant overhaul of the U.S. Healthcare system in generations. The law was enacted with the purpose of increasing the quality and affordability of healthcare insurance and reducing the number of uninsured Americans. A new report shows that a record 40 million Americans have signed up for coverage related to the ACA.
Key features of the Affordable Care Act include:
- No one can be denied health insurance due to pre-existing health conditions.
- No exclusions can be placed on health insurance policies – limiting or denying coverage of pre-existing conditions.
- No one can be charged more for health insurance because of their health status or gender.
- There are no lifetime limits on coverage, and an insurance company cannot drop you when you get sick.
- Approved preventative services such as annual mammograms and wellness checks are covered with no out-of-pocket costs.
- Cost assistance is available for low to moderate-income families to reduce monthly premiums and make health insurance more affordable.
- All policies must meet the minimum essential benefits standard and offer coverage for the following expenses: outpatient care, emergency room care, mental health, addiction treatment, maternity care, prescription drug coverage, and dental and vision care for children under 19.
Here at Correll Insurance Group of Hilton Head we have licensed and certified agents available to answer your questions regarding the Affordable Care Act and to assist you in choosing a plan for you and your family.
The information presented on or through this website is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to this website, or by anyone who may be informed of any of its contents.
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