Contractor Liability, Equipment Insurance and Builder’s Risk Insurance

Hilton Head South Carolina and the surrounding area is growing, and general contractors are leading the construction efforts to support that growth. Being an independent contractor or general contractor comes with significant risk, so you need reliable, affordable contractor liability and contractor equipment insurance.

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Insurance for General Contractors and Builders

Correll Insurance Group of Hilton Head helps contractors and builders find broad insurance plans specifically developed to protect their business, their staff, and their valuable equipment. Our affordable, reliable construction insurance plans include:

Contractor liability insurance. General liability insurance for contractors protects against injuries and property damage, and covers legal costs that may arise if the contractor is found legally liable for covered cause of loss.

Contractors equipment insurance. This insurance protects against damage or loss to contractor’s equipment and tools, which may be a result of fire, flood, vandalism or theft. Contractors equipment insurance can help to provide coverage where general commercial property insurance or commercial auto insurance plans may not apply.

Builder’s risk insurance. Builder’s risk insurance, also known as construction insurance, protects builders and their buildings from the variety of risks related to the project. If your building site experiences a fire, vandalism, or theft of building materials not yet installed, you and your business need to be protected from property loss and related expenses. It is imperative to have a builder’s risk insurance plan to protect the builder during the construction process.

Insurance plans for your construction business

Contractors’ insurance plans can vary widely in price and coverage. At Correll Insurance Group of Hilton Head, we work with you to understand your specific needs, including the risk and value of your specific projects and buildings, value of your equipment, whether you lease or own equipment, size of projects you undertake, and more.

Once we understand your specific needs as a general or independent contractor, we will shop for the insurance plans that meet those needs and your budget. We represent leading brands in insurance. As independent agents, we can shop around to find a competitive insurance plan for your construction business.

We understand the business of general contractors and builders’ risk, and we’ll work with you to ensure you and your business are protected.

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Diana Rideout went above and beyond for me on a recent auto claim.  It was an emotional event for me and Diana walked me through the entire process and expedited my claim.  In addition, each time I called, Cindy Fry was friendly and promptly patched me through to Diana.

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Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that has serviced the Carolinas for more than 80 years. So you don’t have to choose between having a personal relationship with your agent and knowing they have access to world renowned markets. You’ll get both with Correll.


Correll Insurance Group of Hilton Head is a member of Correll Insurance Group and works to bring you coverage that best fits your needs. Visit our corporate site to learn more.

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