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This guide is designed to help you understand the risks, tips for planning ahead, and take the right steps before, during, and after a hurricane.
Long-term care helps pay for personal care services when you are no longer able to care for yourself or perform everyday activities without assistance.
LONG-TERM CARE INSURANCE QUOTE
Long-term care is not intended to improve your medical condition, but it will help maintain your current lifestyle. These services are available at the following:
Home care coverage options include a companion, caregiver, therapist, housekeeper, or private duty nurse.
Many Americans assume that Medicare will pay for their long-term care expenses, when in fact it does not. Medicare may pay for a portion of skilled nursing and rehabilitative care needs, but only if a series of strict requirements are met, and only for a limited time period. In addition, Medicare does not pay for expenses incurred from intermediate, custodial, or Alzheimer’s care. Long-term care insurance can help protect your family's assets against the high cost of extended personal care needs.
Responsive, reliable and always available to answer questions. I appreciate that we are not just a client, but we feel like a friend whose concerns are quickly and efficiently addressed.